PD KYC
and CDD
Comprehensive Know Your Customer and Customer Due Diligence solutions for regulatory compliance.
THE PROBLEM
Where Manual Due Diligence Breaks Down
Manual Risk Assessment Doesn't Scale
Reviewing each customer's risk profile by hand can't keep pace with growing transaction volume.
Sanctions & PEP Screening Gaps
Missing a politically exposed person or sanctioned entity carries direct regulatory and reputational risk.
Hidden Ownership Structures
Shell companies and layered ownership make it hard to identify who actually controls a corporate customer.
OBJECTIVE & FEATURES
Due Diligence Without the Drag
The objective: verification and risk screening tools built for regulated industries.
Identity Verification
Multi-layer identity checks combining document verification and biometric matching.
Customer Risk Profiling
Grades every customer's risk level — low, medium, or high — against criteria your organization defines.
Customer Due Diligence Workflows
Screens against sanctions lists and politically exposed persons (PEPs) to flag suspicious behavior.
UBO Identification
Identifies the Ultimate Beneficial Owner of corporate entities to prevent shell-company money laundering.
HOW WE BUILT IT
Technical Approach
Automated Risk Scoring
Grades every customer against configurable risk criteria — low, medium, high — without manual review.
Sanctions & PEP List Screening
Screens every customer against sanctions and politically-exposed-person watchlists as part of onboarding.
UBO Resolution Engine
Traces ownership layers to identify the Ultimate Beneficial Owner behind corporate entities.
OUR PROCESS
Development Methodology
The same disciplined delivery process behind every Pandasoft product and service, from first requirement to ongoing support.
Discovery & Requirements
Understand business goals, users, and constraints before a single line of code is written.
UX & System Design
Wireframes, architecture, and API contracts are locked down before development starts.
Agile Development Sprints
Iterative 1–2 week sprints with continuous client visibility into progress.
QA & Testing
Manual and automated testing across functional, security, and performance dimensions.
Deployment & Launch
A staged rollout with monitoring in place from day one, minimizing launch-day risk.
Support & Iteration
Ongoing maintenance, monitoring, and feature iteration after launch.
WHERE THIS FITS
Deployed in Production Identity Checks
Part of the e-KYC Integrated Suite deployed at TTB Bank, extending due diligence checks across their onboarding pipeline.
- gavelRegulatory Compliance
Meet AML/CTF obligations with a fully auditable compliance trail.
- shield_lockRisk Mitigation
Catch high-risk customers and suspicious ownership structures before they enter your system.
- boltAutomated Decision Making
Risk grading and watchlist screening run automatically, cutting manual review time.
GET STARTED
Ready to strengthen your KYC and CDD process?
Contact our team for a system demonstration or to discuss a proposal tailored to your business needs.